At Dupuis Ford, we understand that life doesn't always go according to plan. Financial hurdles, divorce, job changes, or medical expenses can impact your credit score. However, a less-than-perfect credit history should never prevent you from driving a safe, reliable, and fuel-efficient vehicle. Our dedicated team specializing in non-prime and subprime financing is here to rebuild your financial profile while getting you behind the wheel of a vehicle you actually want to drive.
Yes, you absolutely can. Discover our specialized new vehicle financing strategies.
Many buyers assume that subprime financing is strictly limited to older pre-owned cars with high mileage. Thanks to our close relationship with Ford Credit Canada and a vast network of alternative tier-2 and tier-3 automotive lenders, Dupuis Ford can unlock financing opportunities on **brand new Ford models**. Financing a new vehicle, like a Ford F-150, Escape, or Maverick, often comes with subprime programs that feature predictable factory warranties, minimizing the risk of unexpected repair bills while you establish a flawless payment history.
Lenders look at more than just a credit score--they look at equity and asset reliability. Financing a brand-new vehicle provides lenders with pristine collateral, which can occasionally result in better non-prime structures than a decade-old used car.
A customized roadmap designed to fit your monthly budget and long-term financial goals.
Specifically tailored for individuals with prior bankruptcies, consumer proposals, or severe delinquencies. We restructure the loan terms (amortization lengths and down payment structures) to secure an approval that ensures your monthly payments remain perfectly affordable.
If you are new to the country, a recent graduate, or have never taken out a major loan before, you lack a credit history. Our lenders offer specialized entry programs to establish your profile using your employment history and income stability rather than a historic credit score.
Our relationship doesn't end when you drive off the lot. If you take out a subprime auto loan today and make consistent, on-time payments for 10 to 12 months, your credit score will improve. Dupuis Ford will work with you down the road to review your file and look into refinancing opportunities to reduce your interest rate.
We treat every application with strict confidentiality, respect, and dignity. There are no judgment calls here--only automotive finance experts looking to find a practical solution for your lifestyle. Scroll to our secure credit application on this page to securely submit your details, and let our team do the heavy lifting with the lenders on your behalf.
